I have been with Legato for two and a half years, and I can confidently say choosing them as my host agency was one of the best decisions I have made for my business. The first thing that stood out was the 90/10 commission split from day one, regardless of your experience level. That alone sets them apart from many host agencies. What has kept me here is the support. Their onboarding is thorough, and the training is organized by specialty, so you can focus on the areas that fit your business. They also provide resources for business planning, state compliance, marketing, and one on one mentorship with the agency owner, who is actively involved and genuinely invested in helping advisors succeed. The advisor community is another huge benefit. Through weekly Open Mic calls, supplier trainings, CRM support sessions, and an active internal networking platform, there is always someone willing to answer questions or share their experience. Most sessions are recorded, so you never miss valuable information. I also appreciate that Legato listens to its advisors. A great example is the Tern and MontisPRO integration. They took advisor feedback, reduced duplicate data entry, and continue improving the technology based on our suggestions. They don't just introduce new systems. They refine them. The agency also recognizes top-performing advisors, invests in professional development, and continues to improve its annual conference each year. It is clear that leadership believes our success is their success, and they back that up with action. No host agency is perfect, and I would still like to see a few reporting enhancements, particularly for group bookings and commission reconciliation. However, what matters most to me is that they listen, adapt, and continuously improve. After two and a half years, I have no regrets. If you are looking for a host agency that offers strong commissions, exceptional training, accessible leadership, and a genuine commitment to helping advisors build successful businesses, I highly recommend Legato.