Do you recommend taking out additional E&O insurance, or an umbrella policy for coverage, or is your E&O sufficient?

Hi, do you all work with mission/religious trips? And there are no extra fees for your education/training for newbies? Thank you!

Is it possible to pay for the whole year up front instead of monthly?

Can we charge fees for our services? Can they be paid seperately from a booking? Does an agent's fee structure have to be approved?

If I'm unavailable and my customer has an emergency while on their trip, is there a support desk they could contact to receive help?