if you are a non arc host agency, can we still become ARC certified on our own?

what is arc and non arc agents? What does ARC do to help be a travel agent as opposed to not using it?

When booking a trip for a client, do they have the ability to set up a payment plan or do all costs have to paid up front?

How many vendors are you associated with?

How does OA differ from MLM host agencies? What are the requirements to keep your CLIA card if you currently have one before joining OA?