Do you allow your agents to charge fees and do you require that they process those fees through you even on non-SOT states?

What do you consider a Sub-Agent and is there any charge for them?

What is the difference between business class and first class? How does a new person get started? Cost? Certification? Average income?

Is there a ratio requirement of client bookings to self-bookings?

How are you able to have no start up fees and still have all the training available to your IC's? What are your commission levels?